My Life, My Choice

Involving God to your Finance

December 01, 2024

Last night, Ka Amy and I went dinner with her mother. She craved for Hawaiian Pizza since a day before, yet we only had that chance to eat other here at Shakey's today. As we got to our seats, we talked about money.

I told her that my goal is to start investing on property so I can have renters or put it in airbnb. I can earn from that monthly. I thought that with this, I can be able to satisfy my needs financially. Then she asked about my monthly expense.

I showed her my budget for the month. She was shocked that I spent around 50,000 or more in a month. She said that with 50,000 she already sustained their 1 month and paid all their debts. The fact that there are 4 members in their family and they also feed other people almost everyday, I was more shocked than her. 

She suggested to me that instead of using grab from my place to Makati, I commute using bus. She suggested when I got to the terminal in Makati, that's where I take a Grab and go straight to my school. In that way I can reduce my expense. My weekly expense for transportation is 3,000 to 4,000 per week. Therefore, if I can reduce it, I can at least save around 4,000 per month.

If I can reduce that to 2,000 or at least 2,500, I can save 500 to 1,000 pesos. Meaning to say, I can actually save at least 4,000 per month. 

She also checked my weekly expense in buying grocery supplies. My weekly grocery supplies is 2,500. She said that I should only spend around 1,000 per week if I'm cooking at home. In her home, she pays 3,000 pesos per 15 days for their food. Just a WOW to her.

She criticized my offerings to GOD. She said that it's too small. Instead of paying much to my expenses, I should put it to GOD more. 

I realized that even though their a lot of members in the house, she's blessed with having no worries about money and she could budget it well. Unlike me, I was not that God-fearing person. I spent so much even if I try budgeting it. Maybe that what makes us different. A person who puts GOD first and a person (me) who puts God last.

God gave her not all the things but He gives her protection, comfort, and life that she's satisfied. God gave me almost all the things but I always felt worried, unprotected, unsatisfied -- making me feel unsecured and want to have more. 

My mission this December 2024 is to save money, at least save around, 20k and I have to reduced my expense from 50k to 30k. I guess it's gonna be hard but I'll try it.