Linje Rivers- The Florida Office of Financial Regulation

Linje Rivers- Fl Office of Financial Regulation: Division of Consumer Finance

The Florida Office of Financial Regulation (OFR) has three divisions, each in charge of regulating one portion of the Florida financial market. The Division of Consumer Finance holds the licensure of all non-depository financial service companies in the state. Non-depository entities are institutions that manage personal finances and broker market investments. They aren't banks and credit unions, which require deposits to be a customer there. The Division of Consumer Finance's licensure program regulates financial institutions by requiring them to follow a set standard of procedures and by proving they are in compliance with all ethical standards set forth by state law. This Division enforces state regulations on non-depository institutions by conducting investigations and examinations of licensed entities within the state system.

The Division of Consumer Finance ensures that all institutions under its jurisdiction are in full compliance with state law. The division regulates a large sector in Florida's financial arena, and it is a powerful deterrent for financial impropriety concerning some of the state's largest financial entities. The division has two bureaus—Registration, which holds and processes licenses to ensure that only individuals and institutions meet the basic requirements of conducting business in Florida.

Linje Rivers is a Senior Attorney for the Florida Office of Financial Regulation. He is the former Senior Attorney for the State of Florida Department of Financial Services. He also proudly took the position of Treasurer of the Legal Aid Foundation, a nonprofit organization that provides free legal counsel to individuals and families in and around Tallahassee.