it's early morning and you wake up to knocking on your tent, "y/n! i hope i'm not waking you up, but can you come out here for a quick chat please?". you slowly get up and say while yawning "sure thing! i'll be out in a second.". you quickly throw your clothes on and unzip your tent "good morning tom, whatcha need?" you say with a smile. tom smiles back and says "morning sleepy! i'm sure i told you about your loan last night, there's three ways you can pay me back, bells, nook miles, and another way that i'll have to tell you in private.". you look at him confused "what's the third way?", but tom just looks at you, winks and walks away. you blush and hurry back inside to find your fishing rod, after you find it you wander down to the water to spot cherry, one of your villagers. you say good morning to her and cast your line into the water. cherry looks at you and says "watch out for that tom nook guy, he wants nothing but your money.". you look at her with a smile and say "thanks for looking out for me cherry, i hope we can be good friends!", she smiles back and you feel a nibble on your rod, you reel the line in and see it's a fish, you hand it to cherry "here! you can have this, i noticed you're not having much luck with fishing right now" you chuckle, she looks at you and says "thanks a bunch! i'll cook it for dinner, why don't you swing by later?" you think about it for a sec "sure! see you then!" you go back up to your tent to take a nap, you slowly fall asleep thinking about the third way you can pay tom back,"what ever could it be? you say to yourself quietly before falling asleep.