After 19 years of working in the field of Accounting and Finance, being a single mother who had to learn to make a steak out of a potato, and raising a financially knowledgeable & savvy young adult, our conversations alerted me to the sad truth that young people are not being taught about basic money and financial skills. Most people who talk about money and finances start at a level that is above where a lot of our youth are. I wanted to start where many youth live, but they rarely have their questions addressed from the ground up. Disclaimer- I do not claim to be an expert in the field of finance, I have however acquired a vast knowledge base that starts with the simple basics of money. I want to share that with all who are interested.

Are you struggling to write a book? Are you unsure where to start? Are you spending too much time staring at a blank page, not knowing where to begin? I know the feeling! Writing a book can be daunting! Here is my step by step guide to writing a Wattpad book - with a focus on people who don't like to plan their stories before they write. -- Follow Lauren Palphreyman on Instagram @LaurenPalphreyman Her debut novel, Cupid's Match, is in stores now!

I never wanted her. I never liked her. I never loved her. I despised...loathed...hated her. But it only takes one night and my feelings for her changes forever . I thought, I will have my forever now... But... I'm too late. . . . . . . . . . . Book cover credits to: Wonderer Forestdamn

"Curiosity killed the kitty Miss Adams." My body stiffened. Slowly I turned around just to see Mr. Parker standing in front of me with hands in his trouser pockets. I bit my lip. I thought he would be angry but when I looked at him. His face showed no emotion. He then started walking towards me I moved back. This continued until my back hit the door. Then he placed his one hand on my side, leaning forward, close to me. "What was rule number three Miss Adams." His face was extremely close to mine my breath got hitched. I couldn't answer his question why? Because I was more focused in the distance between us. "I asked you something Miss Adams." He said again. "T-That t-there a-are prohibited areas i-in the house where I shouldn't g-go." "It seems like you remember the rules. This room is one of those prohibited areas. So, from next time think before you put yourself into trouble." I just stared at his eyes. I was lost in those pair of sea-coloured eyes. No other guy has ever affected me this much as Mr. Parker. I get nervous around him. I don't know what this feeling is but this feeling is different. A feeling that I have never felt for anyone. "Understood?" he said again. I nodded. "Yes Mr. Parker." ***************** Liam Parker, 25 year old billionaire. Arrogant, handsome, ruthless, the only thing matters to him is his son and his work. Bella Adams, 24 year old simple and bubbly girl, who lives with her Nanny in an orphanage. What will happen when Bella comes as a babysitter of Liam's son? Let's find out in the story.....