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FROM SHILLINGS TO SAVINGS; FINANCE FOR AN EVERYDAY PERSON oleh ndutstar004
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From Shillings to Savings: Finance for an Everyday Person is a straight-talking guide for ordinary people who want to take control of their money without complex jargon or unrealistic promises. It strips personal finance down to the basics-earning, saving, budgeting, investing, and protecting your income-while grounding every lesson in real Kenyan stories, both of success and failure. Unlike books that glamorize wealth, this one shows you the hard truths: how mobile loans ruin lives, how lack of insurance wipes out savings overnight, and how impatience kills small hustles. But it also highlights practical, everyday strategies-consistent savings, simple investments, side hustles, debt management, and financial education-that any person, regardless of income, can apply to build long-term security. This is not just a money book-it's a mirror. It challenges you to face your financial habits honestly, teaches you how to align money with your purpose, and gives you the tools to create a future where every shilling counts. Whether you're a student, hustler, salaried worker, or small business owner, this book is your step-by-step path to transforming shillings into lasting wealth.