Y/n has been forced to live with the Camerons for the Summer.

Y/N Routledge was just an ordinary girl from the wrong side of the island in North Carolina, school is out and a summer full of keggers, surfing, and denying feelings for her brother's best friend awaits her. That is until her older brother John B and her friends find clues to a treasure she and John B's dad spent his entire life searching for. This is an X Reader insert of the events of seasons 1 and 2 (and the seasons to come) of Outerbanks, with a few twists to include certain characters. JJ Maybank x Routledge! Reader (She/Her) Warnings: Language, abuse, trauma, mentions of sex, jealousy, age-gaps Disclaimer: All publicly recognizable characters, settings, etc. are the property of their respective owners. The original characters and some scenes where the original character is involved are the property of the author of this story. The author is in no way associated with the owners, creators, or producers of any previously copyrighted material. No copyright infringement is intended.

This summer is goin' to be amazing. Outer banks, paradise on Earth and here I am livin' my dreams. Hopefully... Y/n Routledge is young girl full of energy, kindness and joy. Her little spark catches not only one boys eye. She's not afraid of standing up for herself or her family. As younger sister of John B, she has sense for adventures and she might get herself in one or two dangerous situations. You can look forward to the developing relationship with JJ but at the same time, rich kook Rafe Cameron will get involved. How will it end and who will y/n choose? Outer Banks story, all the characters and places belong to netflix, mine are just some details in the story that i made up and my character and their back story. Also the photos are all from pinterest, these don't belong to me either. Y/n - your name, you can also put it there as your favourite nickname. Also I made everyone two years older than they are in the season 1. Y/n is 17 years old and John B, JJ, Kie, Pope, Sarah are 19 years old. That's all you need to know before you dive into this story, enjoy!! Feel free to leave comments, I will really appreciate it!

You're Y/N Maybank, JJ Maybank's little sister. You are very close to the Cameron's. You're Sarah Cameron's best friend since elementary school. Her brother, Rafe Cameron has always picked on you. You live in Miami, Florida, but you visit them every summer. It's the start summer and you're visiting North Carolina. You're always excited to visit because you get to see your bestie... and brother. You've had a crush on him since middle school, but of course he doesn't know that. It's finally summer and you're heading to Outer Banks, North Carolina. But when you get there...Rafe is being weird and something happens that build your life. What is happening?? READ MORE TO FIND OUT

Y/n is a Kook, which means she gets along with none other than Rafe Cameron. But what happens when she's introduced to the Pogues?

OUTERBANKS: Y/N Routledge was a pouge. When Rafe Cameron first met her, he was in love, even if she was a pouge. After Y/N not giving him a chance for years of knowing him, she finally does. Does she change him into a better and brand new person? With ups and downs and drama and fights, will Rafe and Y/N be endgame?

Y/N is a Pogue who can't stand Rafe, the arrogant Kook who thinks he can get away with anything. She hates him. He doesn't hate her. In fact, he enjoys pushing her buttons. Every encounter sparks tension, fights, and impossible chemistry. Enemies at first, but maybe they're not as different as they think.

Rafe x Reader Torn between the Pogues and the forbidden allure of Rafe Cameron, she's drawn into a dangerous treasure hunt that threatens to unravel everything. As the stakes rise, so does her attraction to Rafe-a Kook with a dark side that mirrors her own hidden cravings for chaos. Caught between loyalty and desire, will she risk it all for a taste of danger, or will her secrets destroy the only family she's ever known.

MATURE AUDIENCES ONLY - please see introduction disclaimers and warnings! What starts off as an agreement soon turns into an unforgiving vulnerability when Rafe Cameron so kindly helps Y/n with some problems she's having revolving her love life, things take a turn for the worst after a certain 'agreement' is made, leading Y/n to much more complicated choices. 'Aww come on, this is going to be fun' 👀 👀 👀

Y/n and Rafe have been friends for years, but what happens when they take a trip to the beach house with friends?