Frankie's bad day just got worse. And significantly darker. While Chicago is experiencing a blackout, criminals roam freely under the cover of darkness. However, Frankie is more concerned about the damn snow and annoying Christmas songs. That is until she becomes an unwilling witness to a robbery. Which wouldn't be as horrible, if only people believed her about not snatching a particular black book for herself. And if they weren't ready to kill for it.

Frankie Petrovic is in over her head. Her one night stand is showing up all over the place, breaking into her trailer and offering her weird propositions. As if that's not enough, she is kind of dating Adonis-like, baseball star who has a strange tendency to peek though other people's windows. The two men she is involved with are incredibly handsome, but are very secretive. That is until she stumbles upon a dead girl and they start opening up. Now one claims to be an FBI agent, while the other claims to be a private investigator. Can she trust either of them?