Everything happens for a reason. It’s what Ioney Mercer tells herself whenever she pauses to think about the circumstances of her life. Why did her older brother die? Why did her mother leave her with five brothers and sisters to raise? Why did the only person she’d ever fallen in love with have to go? Because everything happens for a reason. Saying it was one thing. Believing it was another. And recently, the mantra had started sounding more like an annoying show tune that could easily be tuned out rather than the unfailing piece of truth she needed it to be. But then, one silly little saying could only get you so far when your life was on the line yet again. More importantly, it meant absolutely nothing when your family was being targeted as well. Things are starting to shake up in Chicago. Callahan Cordero has been released from prison. His first order of business: Revenge on the person responsible for putting him there. With nowhere to run or hide, Ioney has no choice but to engage the enemy head on. The only question left to ask is whether she will stand alone, or if help will come from the most unlikely of places.

***The wrong girl is sometimes The Right One.*** Charlotte Samuels thought she'd be stuck waiting tables at Marlow's until all her debts are paid off-in about ten thousand years or so. She definitely didn't expect a marriage proposal from the arrogant Brandon Maxfield who was blackmailed by his father to make her his wife if he didn't want his least favorite cousin to run Maxfield Industries. Charlotte's instinct was to say HELL NO! but she's stumped by a few obstacles: 1.) His old man Martin Maxfield is dear to her heart and has been recently deteriorating in health. 2.) She gets a million dollars if she stays married to Brandon for a year. 3.) She would rather like the opportunity to teach the attractive but awfully rude man a few lessons he didn't think he needed from a 'teenage gold-digger' which was his term of endearment for her on their first date-er, business meeting. So what's a girl got to do, right? Sure, she's young and a little rough around the edges but there's something her would-be husband didn't know about her yet-she's nothing like he ever expected. Thrust into the glitzy world a standard-issue Mrs. Maxfield would fit perfectly and rule with impeccable social grace, Charlotte will either have to force herself into the mold or break free of it, risking what little she has left for everything that she can gain. *** Copyright © 2014 by Nina Tippett. All rights reserved. No part of this document may be reproduced or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without prior written permission of Nina Tippett. This is a work of fiction. All of the characters, organizations, and events portrayed in this novel are either products of the author's imagination or are used fictitiously. Images, music and videos used in the cover art and any of the multimedia content posted in this story are the sole property of their respective owners.

"If I'm going down, I might as well pick my poison. I pick you." *** A Cobalt Bay Billionaires story. *** She couldn't be sure whether he was her predator or protector... but she was doomed to love him either way. *** It was a summer they will never forget. Young and naive Cassandra Collins finds herself offered up as interest for her cousin's debt to a powerful man who craves her as fiercely as he resists her. Wary but tempted, she struggles to get through the summer without stripping herself of her virtue, and losing her heart to Sebastian Vice-a man so beautiful and broken, he will hurt her as much as he will love her. Under the blazing sun and amidst the sultry heat of their forbidden desires and secret fears, will Cassandra find the love that will change her life forever? Or will she face the punishment of falling for a wicked Vice? Wrought by secrets and scars, this is a story of two people who hunger darkly and desperately for a love they are strangers to-a love that endures, hopes and sets them free. *** WARNING: This story may be a little steamier than my usual ones. There might be scenes and concepts that are objectionable to some people so heed this warning before you start reading. I don't think it's erotica but let's just say some parts are steamy. If you don't mind it, go right ahead and read on. :P *** Copyright © 2013 by Nina Tippett. All rights reserved. No part of this document may be reproduced or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without prior written permission of Nina Tippett. This is a work of fiction. All of the characters, organizations, and events portrayed in this novel are either products of the author's imagination or are used fictitiously.

Kalen Mercer's Rules of Survival Rule #1: Don't get caught. Rule #2: Always get even. Rule #3: Trust Nobody. Survival isn't just a word to Ioney Mercer; it's a way of life. Having grown up in poverty in Chicago where some of the most ruthless gangs in the country preside, Ioney knows better than anyone what it takes to stay in the game. Or so she thought. When her older brother Kalen is brutally murdered and Ioney is left to take care of her younger siblings, she doesn't think things can get any worse. That is until in a cataclysmic turn of events, Ioney is thrown into a pit of danger her brother has left behind. Sinister people have suddenly developed an interest in her, she unwittingly falls into the middle of growing gang rivalries, and unfortunately manages to land herself under the scrutiny of Chicago Blood Kings Enforcer Justice Montoya. As things escalate rapidly, Ioney finds herself at a crossroads. Can she trust notoriously ruthless gangster Justice Montoya, or is he just another enemy she has to conquer in order to survive.

Mia Hastings was never one to follow the rules. Her brother knew it, her best friend knew it. Everyone knew it. She lives for the moment, doing whatever she feels and thinking of the consequences later. Her main goal in life is to live it. Mia’s brother’s best friend Drake O’Connell was never big on rules. The judge who sentences him to 2 years in prison knew it. He is known for being the badboy, partying and womanising. His charm, good looks and obnoxious behaviour made his life pretty easy and his main goal in it was to have fun. He had lost 2 years of his life locked up, so he was determined to make up for lost time. So when these two people are thrown together, both without a care in the world, issues of their own and more secrets than an episode of Pretty Little Liars, you can expect a story full of laughs, tears, arguments and felonies. They might be breaking the law, but both Mia and Drake are about to find out that when it feels wrong, it is ALWAYS more fun. ©makeandoffer

When Corinna Evans' mother is sent to prison, Corinna has nowhere else to go so she moves back in with her father and his family. Determined to make it through these last few months of school, she only wants to keep a low profile and get by but someone keeps getting in her way. Tyler Flynn has been best friends with Corinna's brother forever and she's never liked him. What happens when her feelings start to change? And will her family ever forgive her for her past?

Beckham O'Neil has been moved from foster home to foster home, nothing in his life has been stable for him, except for his running. Everyone has him stereotyped as the quiet trouble-maker that sits in the back of the class. The only two people that are willing to give him a chance are Lacy, the nice studious girl, and Coach Westcott, who makes him join the football team.

"Rule number one," He whispers, pulling back to look me right in the eye, "Never let your guard down." He flashes me a cunning smirk as I stare at him, stunned at what he had just done. Only, he makes a mistake of turning to see what everyone else ahead of the bleachers is doing. I smirk and take a step back forcefully. Just as he turns his head back to face me, I swing my arm at his face. "No. That's rule two," I snap, "Rule one is never turn your back to your opponent." Faye Williams is not the type of girl who would call for the attention. However, she calls things as she sees them. Faye's not afraid to use her fist, for that's all she's ever known. Some call her a good girl while others call her a rebel. What most people don't know is that she's witnessed things that not many people get to witness. With an unstable mother who blames her for a needed divorce, she's seen, heard, and knows plenty. It's not until she moves to Miami, Florida with her dad, that trouble arises. Let's just say that the odds are not in her favor, especially when it comes to that notorious 'bad kid' Travis. Yet, for some reason, she feels that fixing the bad boy will mend herself. When a powerful gang leader, a notorious bad boy, vengeful mother, and two faced acquaintances enter the equation, Faye knows there's nothing to save her now. *Copyright © 2013* All rights reserved.

Random facts from "My Life as a Teenage Rebel" that are (or aren't YET- possibly) included in the actual book.

Being edited....move on or read my sad poetry :P