Tessa Young is an 18 year old college student with a simple life, excellent grades, and a sweet boyfriend. She always has things planned out ahead of time, until she meets a rude boy named Hardin, with too many tattoos and piercings who shatters her plans.

What happens when you owe a billionaire a huge amount of debt? Try to pay back? But what if he wants service in return? Thomas Raymond doesn't want Emberly Rae to pay back; instead he wants her to be at his son's service all the time and everywhere. Meet Arran Raymond; hardworking CEO of world's leading company and party-hard Casanova aka man-whore at night time. For Arran money doesn't hold any value, he truly believes if you work hard then you ought to party hard. Thomas is sick and tired of his son scandals appearing on every newspaper in the morning. For him only Emberly can change that. Ever since Arran found out about his father's intention he promised himself to take revenge on him by making Emberly life a living hell. How can Emberly repay by 'babysitting' Arran? How will she manage to spend time with annoying, arrogant, full-of-himself and cocky Casanova? ❦❦❦❦❦ ✓= Chapters are edited by various talented editors. Thank you so much for editing :) x

"Fuck you!" I hissed as he held me back from punching him. For a split second his grip loosened, giving me the opportunity to slap him again - yet as soon as I tried to hit him, he swiftly pushed me backwards, causing my back to collide with the wall. Still struggling, I looked up to see his obsidian eyes piercing into my own before he quickly cupped my face and roughly pressed his lips against mine.' Sixteen year old Louise 'Lou" Whitlock was minding her own business when a sudden turn of events hurls her in debt with hot headed Zachary Caldwell, the twenty four year old owner of the well-known Ebony Records company. However, after their initial hatred for one another, it becomes clear there's something more than what meets the eye between them, smouldering beneath the surface. With a large age gap, various love interests and many other obstacles to overcome, will they manage to stay together?

*TRIGGER WARNING* This fanfiction contains scenes of self-harm, depression and suicidal thoughts, so please don't read it if you are easily triggered. How many sisters does Zayn Malik have? "Three!" I hear you say. You are wrong, he's got another sister who lives a basic life. She hides many secrets that her foster brother is completely oblivious to, but once Zara lives with One Direction, her past starts to unravel. Join her on her journey.