It all started when you decided to say all the wrong things. (This is in first person perspective, so there's no you. It's a reader insert, but you'll find that there will be no h/c or e/c, only name blanks.)

Saints row AU, The reader (you) x matt miller. This is a short story. To sum it up, you and Matt meet in not the best way and eventually you fall in love, bAM