Kennedy Westlake and Grace Heart have always wanted their own horse ranch since they were kids. Now that they have one and they couldn't be happier with where they are with two horses as well as a place to call their own home. But when an old rival rears her ugly face the girls have to work together with there neighbors Ethan Walker and Chase Hopkins to repay a debt that they didn't even know about. They have a very bad feeling about what's really going on but they won't stop until they have their names cleared.