Scary stories to tell or to know...

It's the witching hour on a dark, moonless night. You're huddled with friends around a campfire in the woods far from town, taking turns telling stories. Someone has just recounted a particularly eerie tale about an encounter with a ghost, insisting it was true. You sit quietly, staring into the flames, reluctant to let on that it actually made your skin crawl. Then someone in the shadows clears his throat and begins to speak: "Did you hear the one about. . . "