SHIVIKA SS- I Owe You - Rashmi Khotani - Wattpad

Story cover for SHIVIKA SS- I Owe You by KHOTANI12

SHIVIKA SS- I Owe You

Reads 78,599
Votes 5,410
Parts 45
Time 4h 28m

Reads 78,599
Votes 5,410
Parts 45
Time 4h 28m

aniri annika ff ishqbaaaz love mature romance shivaay shivika shivomru shortstory sso wattys2018

A girl puts pamphlet of her working as babysitting....
All situations and conditions turns around and baby's father end up with no money to pay and offer her something against payment which just turns the table of their life around completely making them realise their feelings about each other. and and and and and.......... 
And for knowing how it turns n wat comes in their life go around reading the book "I Owe You".......  A short story full of romance n some firey, hot and some mature content on.....


Book started - May 5, 2018
Book ends - (still continues)All Rights Reserved

aniri annika ff ishqbaaaz love mature romance shivaay shivika shivomru shortstory sso wattys2018

Table of contents

45 parts

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friendship or love? ✔️ by shivika000

it's a story about shivika...❤their first meet was with an accident & annika lost her memory. then friends to lovers. They didn't confess their feelings each other in the fear of losing their friendship. How they will get to know that they both love each other?? marriage proposal for Annika?? Shivaay's girlfriend?? read the book to know about their journey.....😉 It's an successful attempt 🥺 Reviews were overwhelming. Give it a try and let me know your opinion too 😊 (EDITING MISTAKES) #9 shivaay 11-1-2021 #4 shivaay 25 -1- 2021 #3 shivaay 31-1-2021 #2 shivaay 11-2-2021 #1 shivaay 15-2-2021🎉🎊 #160 friends 24-3-2020 (out of 145k stories) #4 relations 30-3-2021 #2 anika 15-4-2021 #4 ishqbaaz 9-6-2021 #7 shivomru 7-3-2022 #18 Anika 12-6-2022

Love With An Innocent Villager by _glowingsunshine_

Book 1 ) Love with an Innocent villager Every infant grows to become a toddler that is early childhood then middle childhood then reaching to the stage of adolescenc then early adulthood then middle adulthood and then old age. From the period of innocent child to an adult indiviual the difference comes is A child is not aware of the true world which has jealousy, ego, running behind money, running for power, artificial beauty goals and all amount of bad things and a child not only grows to become an adult through body structure's change but also evolves to.l adapt all these things for his/her survival in the world! This is the story of Annika whose innocence is persevered when her grandmother kept her away from the materialistic World! Oncer her grandmother made a sacrifice and handed over the responsibility of her grandchild to Shivaay! Word count -( 33,000 - 34,000 ) Book 2) Married to an innocent villager ~ to be released He had married to her falling for her innocence! But now he wanted her to face the society at the same time wanted to give his best to help to prevail her innocence! Now what will happen when Annika will face the real world! Will Shivaay be able to preserve her innocence or she will become another member of the materialistic society! And how he will help her to stand on feets!

We meet again!! [completed] by karish96

#38 in fanfiction (24/12/17) #24 in fanfiction (31/12/17) #17 in fanfiction (1/1/18) Its a story abt our fav couple shivika❤️ What happens when life again brings shivaay and annika in front of each other after 1 year seperation Plz give it a read

I Love You Bodyguard (Completed)✔️ by feeling_less16

Highest #FanFriction #35 (9-2-18) #Romance #111 (24/2/18) #Guilty #1 (09/05/21) Interesting... Twisting ... different A 16 year billionaire daughter confess to her bodyguard Girl - I love u She hugs him and kisses him... After a minute he pushes her away... Boy - I don't... He leaves her alone, Leaving her shattered, Her first love, Her trust of true love is broken... She was sweet and calm girl, She avoided boys except her childhood friend (boy). Boy is removed from girls personal bodyguard duty.. After 6 years... He is appointed as girls personal bodyguard again... Wht will happen next? Why boy rejected her? Will the girl accept her? Will their love blossom?

Tales Of Shivika Love #1 (Short-Stories) - Completed✔ by feeling_less16

Book 1 in series of TALES OF SHIVIKA LOVE A collection of short stories of Shivaay and Annika. 1.Heartbeats for You ✔ 2.Mr Arrogant Player ✔ 3.Misunderstanding ✔ 4.Solace ✔ (One shot) 5.Alliance ✔ 6.Proposal ✔ 7.Exclusively Mine ✔ Highest Rank #38 #ShortStory #169 #Romance Book 2 in series of Tales of Shivika Love is based on one shot stories of Shivaay and Annika . You can find book 2 in my profile

my ex-lover by revunidhi

The story of an independent girl Annika who had broke up her love with Shivaay 5 years back ,takes up the responsibility of her little 2year old step brother due to circumstances . Shivaay and Annika meets after 5 long years of their break up. Annika begs Shivaay's help in a critical situation of her life . Shivaay and Annika along with her little brother leaves the country for a month to help her. Will the ex-lovers able to clear their misunderstandings and patch up within a month? Why does he help his ex-lover? Do they still love each other?? What are Annika's big problems? let's unlock their secrets through "my ex-lover"....

Ishq sukoon hai by misha_reads

Shivaay singh oberoi's world revolves around business and family. He is known to be cold hearted in the business world. People think he's serious all the time, thinking only about business and his family but those who know him well, know that he has been to his fair share of parties. And yeah, he doesn't believe in romantic love, it's all stupid and fake, popularised by movies. Family love is the real thing. His kanji eyes, which seem intimidating to some people, actually hide all his secrets and feelings, he just hasn't met someone who could read them well. Fate brought Annika trivedi, a fun loving fashion designer, into his life. She is a confident, ambitious, determined girl, who also knows how to have fun. She often takes vacations with her close friends to unwind and goes out whenever she is not working. Her love life has not been very nice because of which she has trust issues. She is scared to come too close to people, she wants to protect herself because all her life she has lost her loved ones. She can't take anymore losses. Her grandfather is the only family she has left. This is the story of the game fate played with them. One doesn't believe in love, one is afraid to love, can they fall in love? Can they learn to trust each other?

Love will Remember » Book 1 ✓ by ElinaRao

Love Will Remember This is the book 1 of Love series. Book 1➡️Shivaay and Annika Book 2➡️Omkara and Gauri ShivIka Short Story : Love Will Remember SUMMARY This story is about two friends who were worlds apart but when they were together, they had a world of their own. Their story had started long ago but they didn't realise. Obstacles made them choose different paths but fate had decided their destiny. Love isn't always easy to find. Those who find it, don't see it. The innocent hearts of the kids didn't realise what the feeling was and parted their ways. When they met again the feelings turned to burning flames of passion for each other. They weren't kids anymore. If she was fire then he cold as ice. They fought with each other but always had the other's back. Constantly fighting their feelings, the attraction, they realised how important they were for each other. This is their journey of finding each other and accepting their love, their destiny. Love is what makes a man work for the common good. Love will listen to a lonely heart that cries to be understood. Love always brings comfort when sorrow binds a friend. Love is the inspiring action that will a quarrel mend. Love bears attack from foes without revengeful mind. Love shows humanly compassion and always being kind. Love is forgiving and forgetting to allow another chance. Love is alive on earth's terrain and the sea's and sky's expanse. Love remains the greatest power and always it will be. Love is what I will give to you forever and through eternity. ~

lost innocence by AnshitaGuptaaaa

#3 ishqbaaaz this story is completely off track,in this ff shivaay is a buisnessman and annika is a struggling girl who came mumbai for her and her family's life. shivaay's family same as in serial. shivaay don't believe in nkk. daksh is in this ff but he is not evil. annika's family is also present in this ff. please give it a try. I am really new here,and this is my first story. #79 fanfiction o.n 20-7-2018 #75 fanfiction on 22-7-2018 #52 fanfiction on 14-8-2018 #48 fanfiction on 15-8-2018.

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Slide 1 of 9

friendship or love? ✔️ cover

Love With An Innocent Villager cover

We meet again!! [completed] cover

I Love You Bodyguard (Completed)✔️ cover

Tales Of Shivika Love #1 (Short-Stories) - Completed✔ cover

my ex-lover cover

Ishq sukoon hai cover

Love will Remember » Book 1 ✓ cover

lost innocence cover

friendship or love? ✔️

it's a story about shivika...❤their first meet was with an accident & annika lost her memory. then friends to lovers. They didn't confess their feelings each other in the fear of losing their friendship. How they will get to know that they both love each other?? marriage proposal for Annika?? Shivaay's girlfriend?? read the book to know about their journey.....😉 It's an successful attempt 🥺 Reviews were overwhelming. Give it a try and let me know your opinion too 😊 (EDITING MISTAKES) #9 shivaay 11-1-2021 #4 shivaay 25 -1- 2021 #3 shivaay 31-1-2021 #2 shivaay 11-2-2021 #1 shivaay 15-2-2021🎉🎊 #160 friends 24-3-2020 (out of 145k stories) #4 relations 30-3-2021 #2 anika 15-4-2021 #4 ishqbaaz 9-6-2021 #7 shivomru 7-3-2022 #18 Anika 12-6-2022