Need to take a home loan? Follow these simple checklists.

Home buyers in India have plenty of options for housing loans. There are some pioneers in the market who offer customized loan solutions that will meet your exact housing needs as well as prove lighter on your wallets.

The competition is really getting stiff and the benefit is passed on to the end user in the form of discounts and low-interest rates, flexible-repayment options and a good time for loan repayment.

However, choosing the right home loan deal in this plethora of options at times could be a hassle. Therefore, to avoid such a hassled and make things easier, follow these simple checklists:

There are certain quality parameters to opt for <a href="https://www.hdfc.com/home-loans">home loans</a>. If you're income source, risk appetite, age, property location & its value, debt in hand, additional income like spouse/siblings/parents and most important your credit score. If you have any discrepancies in your credit report, its better you rectify it before you apply for a loan.