Importance of Encumbrance Certificate
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Ongoing, First published Mar 13, 2019
An Encumbrance Certificate contains all the transactions registered for a property during a particular period.

Procedure to obtain Encumbrance Certificate (EC) :https://propertyadviser.in/news/real-estate/encumbrance-certificate-hyderabad-for-buying-and-selling-of-properties-338

The application should be submitted to the Sub-Registrar's office, under which the property is registered.
At present, computerised EC is issued in the states such as Andhra Pradesh and Telangana, Tamil Nadu, Kerala, Gujarat, Karnataka, Odisha and Pondicherry.
In the other states, you must apply to obtain EC using Form 22 manually. Along with the application, you must provide the attested copy of your residential address and the purpose for which the Encumbrance Certificate is required at the Sub-Registrar's office.
The additional details to be filled in the application include Survey Number, house/ property address, the period for which EC is required, and a full description of the house/ property.
You must pay a fee with the application form. The amount of fee varies according to the period of encumbrance. The EC is given in the regional language. You must pay an additional fee if you want the EC to be translated.
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