As self-explanatory as the term is, a financial advisor is someone you appoint to gain financial advice. He has the expertise to help you make the most of your initial capital investment. It helps you in creating a personalized plan, which further enables you to manage your budget. Achieving your financial goals becomes much more comfortable with a financial advisor. With the advancement in the financial field, the advisors have begun to offer low-consultations. Even without hiring them full-time, you can make the most of their bits of advice. They can help you to proceed in the right direction. There might be times when you feel that you don't have sufficient money to afford a financial advisor. Those times are perfect for availing consultations. You can even attempt managing your finances on your own if you feel there is not much on your plate right now.