The Misfortune Which Was Actually A Fortune In Disguise

It's not like Mallory was born with such misfortune, to be frank, she was born with a silver spoon. However, it was the unfortunate events that started occurring during Mallory's third year of high school. Mallory always spoiled her two "best friends" by treating them to expensive things and meals. However, little did she know that she was being used just for her money. Mallory's family business went bankrupt one day and they had to change their lifestyle. Was losing every penny they had really a misfortune? Or was it actually a fortune in disguise?