Omnipotent Observer

"Death was nothing like he was told. In Church, in the dining halls, he could never have imagined the cold, rough feeling of the chains in his hands, the biting cold of the afterlife, the gnawing, harrowing, distressing sight of Ebenezer Scrooge."

Jacob Marley, infatuated with his very much alive business partner, watches him from the afterlife.

Based on the quote, '"How it is that I appear before you in a shape that you can see, I may not tell. I have sat invisible beside you many and many a day."
It was not an agreeable idea. Scrooge shivered, and wiped the
perspiration from his brow.'
Also posted on AO3.