Karmic Debt

Do you believe in karma? Repercussions of one's bad deeds coming back to chase them? Or something much bigger, much higher, much stronger, much...sinister maintaining balance between right and wrong in this world? Do you believe in karmic debt that can follow a person even after his death...or get passed on to his relatives like monetary debts in our world?
I didn't...

Noah Kov always had a tough life with both his parents losing their sanity one by one. What he didn't know was that after becoming 18 years old, it was his turn to be the same as them.

The pitch-black entity in the corner of his room continues to stare at him through its soft-glowing red eyes, asking him to turn off his phone, his last source of light in the dark room, the last thing keeping him away from its touch. Gulping, Noah glances at the bright screen of the device on his palm...before turning it off.