Are Roof Leaks Covered by My Homeowners Insurance?

Roof leaks may be covered under your homeowners insurance if they are caused by something that is considered to be an unpreventable peril. There are many exclusions that will not be covered, however. They include earthquakes, floods, termite infestations, damage from pets, and normal wear and tear. Your insurance agent will provide you with a full list of exclusions when you go over your policy. It's important to know what is and isn't covered to ensure that you take the right steps to protect your home from any type of water damage.