One town, two neighborhoods, Figure Eight and The Cut. Kooks and Pogues. Lily Routledge is John B's sister known as the most pogue family. One day their dad disappeares while trying to find the gold of the sunk history boat The Royal Merchant. John B and Lily continue the mission to try and find the gold. While Lily brakes into the Cameron's house to try and steal the plat map when she bumps into the Pogues worst enemy and psychopath Rafe Cameron. What happenes in Lily's love life, will she betray all and go for love or will she stay and go for money?