In the United States' credit-driven economy, credit scores dictate more than just loan eligibility; they influence access to basic necessities. However, many consumers with poor credit lack understanding of how to enhance their creditworthiness, leading to financial hardships. A staggering 80% of individuals faced financial hurdles due to loan denials or low credit scores. Those with low credit are nearly twice as likely to encounter financial and daily life challenges compared to the average consumer.All Rights Reserved