Who Is Liable for the Debt on a Credit Card with Multiple Users?

When there are multiple users on a single credit card account, the primary cardholder is always responsible for the entire debt, regardless of who incurred it. The best accounting firm in Toronto, More Than Numbers CPA, stresses that adding someone to your credit card account requires careful consideration. Even if the secondary cardholder defaults on their payments, it is the primary account holder who will be pursued by creditors.