https://insurance-accident-claims.co.uk/churchill Before diving into the claim process, it's important to understand what your Churchill car insurance policy covers. Churchill offers comprehensive, third-party fire and theft, and third-party only policies. The most popular option, comprehensive coverage, protects against a wide range of incidents, including: Damage to your vehicle in an accident Theft or attempted theft of your car Damage caused by fire Windscreen damage Vandalism Third-party liability in case of injury or damage to another vehicle or property.