How Does Driveway Damage Coverage Work?

Driveways, like other attached structures such as pools or decks, are generally considered part of your home. In most cases, homeowners insurance covers sudden and accidental damage to your driveway, as long as the cause falls under a covered peril. For example, if a tree falls on your driveway during a storm, your insurance may cover the repair or replacement costs. Other events like fires, windstorms, or hail may also be covered.