Story cover for What makes Homes Unaffordable in Mumbai | Dr Niranjan Hiranandani by vipin_anand
What makes Homes Unaffordable in Mumbai | Dr Niranjan Hiranandani
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vipin_anand
Ongoing, First published Oct 23, 2024
drniranjanhiranandanihousingaffordabilitymumbairealestatepropertytaxesreadyreckonerraterealestatechallenges
In this video, Dr. Niranjan Hiranandani discusses the key reasons behind the persistent housing unaffordability in cities like Mumbai. One of the major factors is the high taxation on homes, with up to 50% of the cost attributed to taxes such as GST, stamp duty, and other government levies. These significant tax burdens drive up home prices, making it difficult to deliver affordable housing.

Another issue is the ready reckoner rate, which sets a minimum price for property transactions. This regulatory floor makes it nearly impossible to offer homes below a certain price, directly impacting affordability. Developers often focus on compensating slum dwellers in rehabilitation projects, which limits their capacity to provide affordable housing for the broader market.

Furthermore, the real estate sector faces challenges with the ease of doing business. Lengthy approval processes, outdated regulations, and high compliance costs delay projects and increase expenses for developers and homebuyers alike.

Dr. Niranjan Hiranandani emphasizes that a more comprehensive solution lies in better city masterplanning. By enhancing infrastructure, transportation, and living conditions, cities can improve the overall quality of life. A well-planned urban environment, balancing affordable housing with efficient services, will make cities more livable and sustainable for everyone.


Watch More at
https://www.youtube.com/watch?v=KTr65LPr0AA&pp=ygUYZHIuIG5pcmFuamFuIGhpcmFuYW5kYW5p

Watch More Videos at
https://www.youtube.com/@DrNiranjanHiranandani


#DrNiranjanHiranandani #HousingAffordability #MumbaiRealEstate #RealEstateChallenges #AffordableHousing #PropertyTaxes #GST #StampDuty #ReadyReckonerRate #UrbanPlanning #CityMasterPlanning #InfrastructureDevelopment #SlumRehabilitation #RealEstateRegulations #EaseOfDoingBusiness #SustainableCities #Homebuyers #RealEstateDevelopers
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The Promise Of A Lifetime (Daily Updates)

53 parts Ongoing Mature

Dhruva Jamadagni is on the brink of achieving everything he's ever worked for. At just 30 he is the youngest MP and is about to become the youngest Chief Minister of Karnataka - a charismatic, well-educated leader, deeply rooted in Indian tradition. Raised in a prestigious family of wealth and power, Dhruva has dedicated his life to a single purpose: serving the nation. Yet, despite his public success, there's one part of his life he refuses to explore - love. To him, love and marriage are distractions from his duty, a path he's determined to avoid. Far from the political spotlight, in a remote forest village, lives 22-year-old Dhatri Vaishampayana. She belongs to an ancient lineage of healers, descended from the students of Charaka & Sushruta. Her family has preserved the priceless knowledge of ancient Indian medicine for centuries, passing it down through generations. Raised in the most remote tribal village cut off from the outside world, Dhatri has mastered these healing arts under the guidance of her mother, becoming the next guardian of a wisdom long forgotten by modern society. When circumstances force Dhatri out of her secluded world and into Dhruva's life, their vastly different lives collide. Dhruva, closed off to the idea of love, finds himself slowly drawn to Dhatri, a woman who challenges his beliefs about duty and the heart. Meanwhile, Dhatri, used to living in the shadows, must now face the harsh reality of stepping into the public eye. As their worlds intertwine, Dhatri must find the strength to open Dhruva's heart while navigating the pressures of a life she never sought. Can Dhruva reconcile his duty to his state with the pull of his heart? And can Dhatri, a woman used to the shadows, find her place in the relentless glare of public life? This is a story of fate, transformation, and the delicate balance between duty & love. Can they both stay true to themselves, or will their connection force them to redefine what their promises really mean?

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