Can I Transfer a Personal Loan to a Home Loan?
divyarajput7654
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divyarajput7654
Ongoing, First published Oct 24, 2024
financialhomeloanpersonalloan
While you cannot directly transfer a personal loan to a home loan, there are ways to manage your debt effectively. Options like a home loan balance transfer with a top-up loan, home loan refinancing, or using a home equity loan allow you to consolidate your personal loan into your home loan. These strategies can lower your interest rates and simplify repayments, but it's important to carefully assess the costs and risks involved, such as longer loan tenure and the use of your property as collateral.
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