Transition to Retirement Rules | James Hayes
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The Transition to Retirement rules(TTR) in Australia allow individuals aged 60 and over to reduce their working hours while still accessing their superannuation. This strategy lets you ease into retirement by supplementing your income with a pension from your super fund, helping maintain your lifestyle as you approach full retirement.
The TTR rules enable you to:
Access a pension from your super while still working.
Continue contributing to your super, boosting your retirement savings.
Reduce your taxable income through salary sacrifice arrangements.
However, navigating the TTR rules can be complex, with limits on how much you can withdraw and considerations around taxation and contributions. That's where expert guidance becomes crucial.
James Hayes, an experienced financial planner in Sydney, can help you understand how the TTR strategy can fit into your retirement plans. With his comprehensive knowledge of superannuation and tax laws, James ensures you make the most of your superannuation and retirement income. Whether you're looking to start your TTR strategy or need ongoing advice, James Hayes is here to guide you every step of the way.
Start your smooth transition to retirement today with the expertise of James Hayes!
All Rights Reserved
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Slide 1 of 10
My Ex - Crush cover
A missing piece... The other half - A Mafia Brothers Story cover
After Breaking Off the Engagement, a Cold Military Officer Spoils Me Endlessly cover
Forgive, Forget, Forever cover
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The Second Life Idols Lucky Plan cover
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Ardaas- For A Family cover

My Ex - Crush

76 parts Ongoing

"I wish I had never met you!" Deepika's voice echoed across the classroom, each word a dagger to my heart. "Excellent! At least we finally agree on something!" I fired back, even as a tear betrayed the storm of emotions within me. With those final, stinging words, Deepika stormed out, leaving a heavy silence in her wake. The classroom felt like a graveyard, and I stood there, rooted to the spot, desperately wishing I could chase after her and demand the truth. Maybe letting her go was the right choice. Perhaps this is meant to be my unfinished love story, a tale of what-ifs and almosts... ✨ No Deepika. This can't be his bike. Not Arjun's. But I couldn't deny what I saw-the familiar brown Royal Enfield, now twisted and crushed. My heart hammered as I circled around, hoping, praying it wasn't true, until my gaze landed on the number plate: TN56 0809. Arjun's bike. Deepika! Stop imagining things! Arjun would be fine! I felt the world shift, the noise around me blurring into a single, deafening hum. Ambulance and police sirens echoed, and a stranger's voice broke through: "Two boys. Spot dead. College students." I clutched my chest, gasping for air as reality slammed into me. "Arjun..." I whispered, barely holding myself together. Tears stung my face as I sank beside the wreck. "No, Please, No!" My voice cracked as the weight of regret settled in, suffocating me. ✨ Ex-Crush: More than just a crush, but a little less than love. ✨ Arjun and Deepika were hopelessly in love-only they never realized it. Will they find their way to each other, or will their love story remain forever unfinished? ✨ Join Arjun and Deepika on a journey back to those dreamy college days-days where every moment felt eternal, love was unspoken yet ever present, where friendship bloomed like wildflowers, offering a sanctuary from the harsh winds of reality. Come, wander with them through the corridors of college days, where the echoes of laughter still linger.

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