Transition to Retirement Rules | James Hayes
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Ongoing, First published Dec 19, 2024
The Transition to Retirement rules(TTR) in Australia allow individuals aged 60 and over to reduce their working hours while still accessing their superannuation. This strategy lets you ease into retirement by supplementing your income with a pension from your super fund, helping maintain your lifestyle as you approach full retirement.
The TTR rules enable you to:
Access a pension from your super while still working.
Continue contributing to your super, boosting your retirement savings.
Reduce your taxable income through salary sacrifice arrangements.
However, navigating the TTR rules can be complex, with limits on how much you can withdraw and considerations around taxation and contributions. That's where expert guidance becomes crucial.
James Hayes, an experienced financial planner in Sydney, can help you understand how the TTR strategy can fit into your retirement plans. With his comprehensive knowledge of superannuation and tax laws, James ensures you make the most of your superannuation and retirement income. Whether you're looking to start your TTR strategy or need ongoing advice, James Hayes is here to guide you every step of the way.
Start your smooth transition to retirement today with the expertise of James Hayes!
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Who is the real daughter: Miss lin takes no nonsense after her rebirth by prettykarinaa
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Lin Yin was an unfortunate girl who lived in the slums for eighteen years because of mistaken identities at birth. Even though she was brought back to live with her real parents, there was no place for her amongst them. She was constantly bullied and scolded for no reason; her own biological parents would leave her in the dirt just because Su Fei shed a tear. Swindled, and betrayed the very person she fell in love with, she was finally going to escape her dark life when she realized that it was all a setup - that she was just a clown. She dragged her poisoned body as she tried to escape, but she was killed regardless at the loud crack of a gunshot. Her departed spirit watched as her biological parents coldly said, "She has never been our daughter. Burn her, throw her into the dirt - you can do whatever you like." As the guest left, a man stood sighing with sympathy. "Take her to a funeral home. Let's hope that in her next life, she can live for herself and not suffer so much grief." How laughable it was that she had lived for so long, but a stranger turned out to be the one who gave her a proper funeral! Soon, Lin Yin lost consciousness, and woke up to find that she had gone back in time, to the first year after she returned to the Su family! This time, she decided to live for herself without compromise! Still, just as she thought she would have to do this alone, she never imagined that she would be reunited with three brothers, although they never showed up in her last life! They were Mu Heng, the magnate, Mu Qing, the prodigious doctor, and Mu Ran, the heartthrob and movie star! In her last life, she gave her heart to the wrong people and suffered a tragic end, but in this life, her brothers were pampering her to death! Mu Heng: She's my sister! I'll protect her! Mu Qing: Who dares bully my sister! Mu Ran: She's my sister! I'll spoil her! Lu Ming: She's my wife! I'll watch over her! Mu Heng, Mu Qing, and Mu Ran: Get out!
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