Charlotte is a smart 16 year old girl, who throughout her life learns she is a not-so-smart 16 year old girl. She was born and raised in Chicago, Illinois. She moved to England when her father met Anne. Anne's son, Harry, and Charlotte instantly became best friends.
Harry's friend, Scott, has a reputation. Not a good one. Harry tries to tell Charlotte that Scott is bad news but she was thrown into a relationship of love and lust. Charlotte learned quickly how fast a relationship can turn from passion to terror.