Taylor Swift: A 20 year old struggling musician in New York City, and works at a small cafe, that her friend, Ed owns. Her parents died when she was 6 years old, causing her to be thrown into the foster care system and grow up with out any real family. Because of financial troubles, she is forced to live with her boyfriend, Clavin Harris, in his apartment in Brooklyn. Karlie Kloss: The 23 year old CFO of Delevingne Insurance Co., a large insurance company based out of New York. She works on the 81st floor of the One World Trade Center. She currently lives in an apartment in Battery Park right on the Huston River and next to Pier 25.