The road to better standard of living

Many years ago I have the great opportunity to hire 20 filipinos to work in a bank I was employed at first impressions are lasting impressions.The 20.These 20 filipinos are the best hires I employed.I have many employees to work in a company but I will never forget hiw these 20 employees excelled in performing their duties for the jobs that they are hired to do.They were technically confident but more important to me was their professional conduct as employees.I am now living in Angeles City in the Philippines for the past 8 years.Besides living well on my pension I am surrounded by filipinos who give me the same warmth feeling I got many years ago dor my first encounter to filipino people who work in my organizations.I read the inquirer especially the financial section on regular basis but sometimes I read something that makes me unhapy.One article I read said 70% of working filipinos have no savings and they live from pay period to o
period.Because on my admiration on filipinos I ke