The persistence is likened to a lock. The greed is likened to a key. Even if the soul departs from his body, the obstacles of karma will pass on to afterlife. That means the lock and the key will be entangled through generations. We all come naked and go back with bare hands. Nothing we can take with us when the time comes. A divinely brilliant life has no regret when DEATH comes along. And you say," Yes, I'm well prepared ! "