clairepublishing
Maya Hussain is sixteen, skint, and sleeping on a sofa bed in the kitchen of a council flat in Bradford.
Her mum's hours just got cut. The deposit on their old place is gone -- lost to a scuff on a wall that a letting agent called "damage." Nobody explained the rules. Nobody ever does.
When Maya lands a part-time job at the supermarket, she thinks the maths is simple: work hours, get paid. But her first payslip is short by sixteen quid, her bank balance vanishes in two weeks, and the systems she's supposed to trust -- tax codes, credit scores, zero-hour contracts -- seem designed for people who already know how they work.
With help from Darius (her co-worker who's been through it), Nani (whose Cadbury Roses tins hold more financial wisdom than any app), and a Business Studies teacher who actually talks sense, Maya starts figuring it out. Not getting rich. Just understanding the rules before they cost her again.
No Money, No Clue is a YA novel about money, family, and what happens when nobody tells you how any of it works. Set in Bradford, rooted in British-Pakistani family life, and written for anyone who's ever checked their bank balance and thought: where did it go?
New chapters weekly. This is the Wattpad edition -- a trimmed version of the full story. Read the complete chapters free at clairepublishing.com
Tags: #financialliteracy #YA #Bradford #comingofage #money #budgeting #workingclass #BritishPakistani #teen #realism