Du'a

debt

Dua to pay off debts

Recite:

اللَّهُمَّ اكْفِنِي بِحَلَالِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكْ

"O Allah, save me from haraam and make the halaal sufficient and by your boon/favour make me independent from others".

(Mishkat)

These words were spoken by Ali (R.A.) taught by Prophet Mohammad ( صَلَّى اللَّهُ عَلَيْهِ وَسَلَّم ) when a person expressed a shortfall in his wealth to Ali (R.A.) he said:

"Shall I not show you what Prophet Mohammad ( صَلَّى اللَّهُ عَلَيْهِ وَسَلَّم ) taught me, even if there is a debt equal to that of a huge mountain then Allah will pay it". Ali (R.A.) then recited the above dua.

(Tirmidhi)

Another dua for payment of debt

Abu Saeed Kudri (R.A.) narrates that once a person mentioned to Prophet Mohammad ( صَلَّى اللَّهُ عَلَيْهِ وَسَلَّم ) that he was concerned about his major debts.

Prophet Mohammad ( صَلَّى اللَّهُ عَلَيْهِ وَسَلَّم ) replied "Shall I not show you those words by saying which Allah will remove your concern and pay your debts?"

The person asked "What is it, O Messenger of Allah?

" Prophet Mohammad ( صَلَّى اللَّهُ عَلَيْهِ وَسَلَّم ) told him to recite the following morning and evening:

اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَأَعُوذُ بِكَ مِنَ الْبُخْلِ وَالْجُبْنِ وَأَعُوذُ بِكَ مِنَ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ

"O Allah I seek refuge in You from worry and grief, I seek refuge in You from hopelessness and laziness, I seek refuge in You from miserliness and cowardice and I seek refuge in You from overwhelming debt and from the force of men".

The person stated that he recited this dua and Allah removed all his worries