Twenty-six-year-old Finn Moore is grappling with the recent death of his father and the crushing revelation of his family's crippling debt. With $1.2 million owed to the bank, and no real way to pay it off, Finn is prepared to sell their modest home and scrape together what little he can, though he knows it won't be enough. Summoned to the opulent office of Abraham Loxley, the CEO of the bank his father owed money to, Finn braces himself for harsh demands. Instead, Abraham offers him an unexpected proposition: clear the debt entirely in exchange to look after his troubled 22-year-old nephew, Ashton Loxley, a young man adrift despite his family's vast wealth. Abraham believes Finn's grounded perspective and life experience make him the ideal candidate to provide guidance, even though Finn can barely fathom stepping into the role of a mentor-especially to someone from such a different world. As Finn navigates this strange new arrangement, he must reconcile his own insecurities and doubts about his abilities while trying to understand the enigmatic nephew. With a year to help Abraham's nephew turn his life around and an additional million dollars as a bonus if he succeeds, Finn embarks on an unexpected journey that will test his resolve, his identity, and what he believes about second chances.