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Peter: Hey Ned I kinda have an accident
Tony: Who is this?
Peter: Oops sorry wrong number
Tony: Wait a minute. Is this Peter?
Peter: Um...no?
Tony: Don't lie to me, kid. I recognize your number. What kind of accident did you have?
Peter: Nothing serious, Mr. Stark. Just a minor spider-related incident.
Tony: Spider-related? Are you kidding me? Did you get bitten by another radioactive spider?
Peter: No, no, nothing like that. I just...uh...got tangled in some webbing and fell off a building.
Tony: You fell off a building?! Are you hurt? Where are you? I'm coming to get you right now.
Peter: No, no, you don't have to do that. I'm fine. Really. I landed on a dumpster. It broke my fall.
Tony: A dumpster? That's disgusting. And unsanitary. And dangerous. You could have broken your neck. Or worse. Do you have any idea how reckless you are?
Peter: I'm sorry, Mr. Stark. I didn't mean to worry you. I was just trying to stop a robbery.
Tony: A robbery? What robbery? Why didn't you call me? Or the police? Or the Avengers?
Peter: Well, you see, I thought I could handle it on my own. And I did. I stopped the robbers. And I got their loot back. And I returned it to the owner. And he gave me a reward. And I used it to buy you a Christmas present.
Tony: A Christmas present? For me? Why?