The above sum belongs to our deceased customer late Mr. HOWARD MORRIS from United States of America. who died along with his entire family auto crash. 2003 and since then the fund has been in a suspense account e After my further investigation, I discovered that Mr. HOWARD MORRIS died with his next of kin and according to the laws and constitution guiding this banking institution stated that after the expiration of (10) years, if no body or person comes for the claim as the next of kin, the fund will be channel into national treasury as unclaimed fund.. Because of the static of this transaction I want you to stand as the next of kin so that our bank will accord you there cognition and have the fund transfer to your account. The total sum will be shared as follows: 60% for me, 40% for you and expenses incidental occur during the transfer will be incur by both of us. The transfer is risk free on both sides hence you are going to follow my instruction till the fund transfer to your account. More details information with the text of application form will be forwarded to you to breakdown explaining comprehensively what require of you.