This is work of fiction. Names, Characters, places, and event are fictitious, unless otherwise stated. Any resemblance to real person, living, dead, or actual event is purely coincidental.
Names, characters, business, events and incidents are the products of the author's imagination. Any resemblance to actual persons, living or dead, or actual events is purely coincidental. I find nothing wrong with this disclaimer, except that it won't work in many instances.