JEANIE JOY L. INSIERTO graduated in 2013 from the University of Southeastern Philippines in Davao City with a Bachelor of Science in Information Technology. She worked as a call center agent in one of the BPO companies in Manila for a year. While working, she took the Career Service Examination and passed. She decided to enter the government and started as a contractual employee. As she decided to increase her income, she started investing in the Philippine Stock Market. Later, Jeanie started blogging about personal finance experience and is planning to move to Japan for work later this year (2015). Visit her blogsite at jjinsierto.blogspot.com.