IMPORTANT: most covers I make are made FREE FOR COMMERCIAL USE. Meaning you can publish, advertise, etc and you do not have to pay. I usually only use images and text under a license that allows commercial use.
EXCEPTIONS: I remember a few specific covers that I made that required images that were not free for commercial use (either it was someone specific like an actress, or an image provided, or i couldn't find the specific image elsewhere...)
QUESTIONS? Pm if you want to make sure.
Thanks for your time. :)