The countdown to Christmas has begun, in earnest we anticipate the frovalaty and fun, the beads of perspiration begin to form as the inevitable time old question starts to dawn, how to pay for this festive time , don't worry I'm sure it'll be fine,as the tree is decorated and the dusty decorations appear, with the placing of each bauble so does my fear, expense after expense here we go again, thinking bout the next one, should have paid for this one by then!!
