In the car on the way back from the movies you were staring out the window when you had a brilliant idea pop into your mind. "Zayn?" You asked looking over at him. "What?" He asked taking a glance at you. "Do you feel like doing something a little crazy right now?" He shifted at the thought. "Like what?" He looked straight ahead at the road. "Let's go skinny dipping." You blurted out. His eyes got wide and he glanced at you. "You're serious about this aren't you?" You bit your lip and nodded. He laughed, "Why not. As long as I get to see you naked." You gave him a slight push as he drove the car into a nearby parking lot with a lake just 30 feet away. He smirked as he got out of the car and you followed suit. "Last one in gets a punishment decided by the winner!" You shouted stripping down. He quickly unzipped his jeans kicking off his shoes and pulling his shirt over his head and running right into the water. You were 2 feet behind him. "I WIN!" He yelled. You bit your lip, "What do I have to endure as punishment." He waded over to you, "Kiss me (Y/N)." You crashed your lips on his smiling into the kiss.