Banksmart

What happened at lunch

"So, what are you gonna get? I'll pay." Kelly asked Alex, knowing that the cafeteria didn't have much of a gourmet selection.
"Oh, I was thinking we could go to this lovely little bakery I know on the end of the street, Zain's, it has a lovely assortment of tortes and cakes there and I know the owner quite well, so my friends' and I eat free."
"OK then, I'm looking forward to trying their food then."
They walked down to the bakery and stopped, because the sign said "CLOSING DOWN, SORRY FOR THE INCONVENIENCE."

Alex peered in through the window, and apparently saw something. She walked in and something seemed to "tick" inside of her and she started to scare Kelly.
"WHEN I FIND THE PERSON WHO PUT MY LOVELY ZAIN OUT OF BUSINESS I WILL RIP THEIR EYES OUT OF THEIR SOCKETS AND PUT THEM IN A WOOD-CHIPPER!" She screamed, with a face of pure hatred smeared across her face.

A dwarfish man approached the two girls and started talking to them.
"Oui, darling, calm down will ya? Your scaring the life out of this poor girl."
The man had seemed to have a soothing affect on Alex, the rage pouring out of her face like a fast-moving waterfall.
"Oh sorry Zain, this is Kelly, Kelly, this is Zain, my fabulous big brother." Alex explained.
"What happened Zain?" Asked Kelly, a look of concern taped across her face.
"My money up and vanished! Poof. Right in front of my very eyes. I was accessing my bank account and it just got bled dry, they said that a person did that! Blimey, how they did it I will never know, say there was no trail left behind. It was scary, like a ghost just reached into my bank account and swiped all of my money!" Kelly piped up at this story, wondering if it was actually her that put this hard-working man in this position.
"The bank said that until they find the dumb fool who did it they couldn't do a darn thing!" The little man's face turned cherry-red at this remark, and Kelly .could see he was clearly more upset about losing his bakery then all of his money.
"When did this happen?" Kelly inquired, she just had to know it she'd done the deed.
"I don't know." Zain replied.

Great thought Kelly I think I ruined his dreams and I have no way of finding out if I did or not so the guilt will eat me alive. How lovely.
"That's terrible Zain, when I catch who did this I'll-"
"Do nothing to them or with them. Understood?"
"Yes, Zain" She also muttered something else under her breath that Kelly didn't quite hear.
Kelly's phone started to buzz. She picked it up. The text made her stomach churn