When you begin jogging, things begin to be very difficult. Over time, however you find your groove. You challenge yourself to see how far, how fast, or the sights your feet can take you. Stagnation prevents this because the task of starting seems too difficult.
1. Budget utilizing Food, Shelter, Transportation, [Debt or Savings]. That is, it. See how much more money you never knew you had?
2. Make one very hard decision of an expense or vice to give up for 90 days.
3. Make a second very hard decision of eating out for 210 days. Buy groceries or use a grocery delivery service. COOK AT HOME! This is the cheapest, most time effective, healthiest activity. Sit down and get to know the people who you live with please.
4. Make a third very hard decision of using the rigid Dave Ramsay to get into good standing with your debt.
Step 1: List your debts from smallest to largest regardless of interest rate.
Step 2: Make minimum payments on all your debts except the smallest.
Step 3: Pay as much as possible on your smallest debt. Step 4: Repeat until each debt is paid in full.
5. Resume your life as usual repeating until you've achieved your financial goals.
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Wealth, Health, and Success
General FictionDereck and Amelia are struggling with their finances, communication, and relationship. Their landlord is trying to evict them. A painful breakup looms for the soulmates if they lose their apartment. The basic demands of society threaten to rip the...