Loan

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The rain hammered the corrugated tin roof of your Lusaka home, a monotonous rhythm that mirrored the pounding in your chest. You watch your wife, Grace, flitting around the kitchen, her smile strained, a practiced act of normalcy. You know the reason for her frantic energy, just as you know the reason for the unsettling tightness in your own stomach. It’s the money.

It started innocently enough. A small loan from Grace’s friend, a little help for a business venture that never quite took off. Then came the second loan, a larger sum, for 'a promising opportunity' that turned out to be a dud. Each time, Grace assured you it would be repaid soon, that this time was different, that she had a sure thing. But the 'soon' had stretched into months, then years. The 'sure thing' was a mirage, leaving you with a growing mountain of unpaid debts and the creeping dread that you would never see your money again.

You remember the first time you confronted her. It was a quiet evening, the air thick with unspoken tension. You had watched Grace, your wife of ten years, the love of your life, navigate another financial crisis. You felt a tremor of anger, a sharp pang of betrayal. “Grace,” you said, your voice tight. “How much do you owe now?”

She looked at you then, her eyes wide and innocent, like a child caught with a stolen cookie. “It’s not that much,” she mumbled, her gaze darting away.

'How much?' you repeated, your voice hardening.

She took a deep breath, her shoulders slumping with defeat. “It’s... it’s a lot,” she admitted, her voice barely a whisper.

You felt a cold fist grip your heart. The realization hit you with the force of a physical blow: Grace was a chronic borrower, a relentless pursuer of quick fixes and easy money. And you, her husband, had been a blind, trusting fool.

The years that followed were a slow, agonizing descent into a financial quagmire. Your dreams of building a comfortable life, of giving your children a good education, were slowly crushed under the weight of her debts. You worked harder, took on extra shifts, even sacrificed your own comfort, but it was like trying to fill a bottomless pit with a teaspoon.

The whispers started at first, hushed comments from neighbors, veiled accusations from your friends. You would ignore them, convince yourself they were envious of your success, oblivious to the gnawing doubt that began to fester within you.

Then came the confrontations. A creditor showed up at your doorstep, demanding payment. A phone call from a loan shark, his voice laced with threats. The façade of normalcy crumbled, leaving you vulnerable, exposed.

You tried talking to Grace, reasoning with her. You suggested she seek professional help, but she dismissed your concerns, her voice laced with resentment. 'It's just a little money,” she would say. 'It's not a big deal.'

But it was a big deal. It was a chasm that separated you, a constant source of tension in your once peaceful home.

The confusion, you realize, isn't just about the money. It's about the woman you loved, the person you built a life with, the one you trusted implicitly. The woman now seems alien, her decisions baffling, her promises hollow. Your love, once a strong foundation, is now being slowly eroded by a constant sense of insecurity and fear.

You think of your children, their innocent eyes, their uncomprehending stares when they see the worry etched on your face. You feel a surge of despair, a crushing weight of responsibility. You are trapped, caught in a web of deceit and financial ruin, a victim of your own unwavering trust.

One evening, as the rain continues its relentless drumming on the roof, you feel a sudden pang of clarity. You realize you can't keep living like this. The cycle of borrowing, lying, and then borrowing again has to stop.

You look across the table at Grace, her back turned, her face hidden by the soft glow of the lamp. You see a flicker of fear in her eyes, a reflection of your own. You know you have to do something, but what?

The answer, you realize, is not in the money, but in the promise you made to the woman you love. The promise to rebuild, to start again, even if it means facing the truth, however painful it may be.

The rain outside seems to ease, the rhythm of the drumming slowing, like a gentle beat of hope. You take a deep breath, the air thick with the weight of your decision. You will confront her. You will tell her the truth, however painful it may be. You will tell her that you can't live like this anymore. You will tell her that you need her to be honest, to be accountable, to be the woman you fell in love with all those years ago. The woman who is not defined by her debts, but by the love you share.

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