Dolly and Mona: Adult Baby and Mommy Story

DM25: Dolly's punishment

An hour and a half later, Mona wakes Dolly and checks her diaper without touching her at all. Dolly is wet again, so a change of diapers. Dolly misses Mona's soft touch when she changes her. But Dolly quickly comprehends. She does not deserve Mona's lovely touches. She has been very bad, and the denial of that pleasure is part of her punishment.

Mona takes her hand and makes Dolly walk behind her to Mona's office. Dolly is surprised they are going there as Mona had only shown it to her in passing during the tour on Friday. It seemed implied that Dolly would not go in there without permission. But Dolly gets that too. This is a grave matter to be dealt with.

Mona has Dolly sit in a straight-backed chair in front of the desk, and Mona sits in the chair behind it. Mona begins, "Dolly, I am extremely disappointed with you for being so frivolous with your money. What did you buy to run up such a debt?"

Mona waits for Dolly's reply while Dolly tries to find the words to reply. Finally, in a small voice, "When I go shopping I get carried away and rather than getting the one thing I need, I end up spending $200 - $300 before I leave. Half the stuff I never use, and it is just wasted. I know it is wrong to do, but when I got this job, and the good salary with it, I got carried away."

"Well, Dolly, that is one habit we are going to break you of right away. Go and get all your credit cards and bring them here," Mona tells her. Dolly hurries to where she left her luggage and purse by the door and comes back with her wallet and checkbook. Dolly hands all of them to Mona.

Mona sets them aside, for now, telling Dolly she will check into them a bit later. Mona is surprised how willing Dolly seems to be to relinquish all access to her money, giving these to Mona.

"Now, first, I am going to pay off all your debts so that we can start a life together with nothing hanging over your head. But, whatever the final amount, you will need to pay it back to me. I could just clear the debt for you, but you do need to learn fiscal responsibility. After checking what you owe on any credit cards and such, these cards are going to be canceled. So are your bank accounts going to be close."

"We will open new accounts for you, with my name also on the account. That is where I will put whatever money was in your different accounts and the allowance I told you about giving you each month."

"That allowance was to be around $2500 a month. Now, I want you to sit here and decide how you want to pay back the $10,000 or more to me. Here is a calculator and pen and paper for you to decide. Call me when you have reached a decision," Mona finishes and stands up and leaves.

Dolly spends about an hour thinking and calculating. In the end, Dolly decides that for the next ten months, she will pay Mona back $1250 a month. Keeping the other half in her savings. If more is needed to pay back in full, Dolly will have that amount continue longer. She calls her mommy when she has finished.

Mona comes back into the office and sits down. Dolly tells her the plan she decided on and said that Mona should hold that amount back each month. But Mona stops her, "Dolly, it is critical for you to learn responsibility for your money. The full amount will be put into your new account each month directly, but you must remember to write me a check and hand it to me each month. Your deposit will be in your account at the end of each month. You will give me your check on the fifth of each month. If you forget or can not pay for some reason, you will get an awfully hard spanking and corner time and be charged an additional $500 late fee."

"So I suggest you put a reminder on your phone and wherever else you can to make sure you remember to pay by the fifth," Mona tells Dolly. Dolly shakes her head, understanding.

"Dolly, I think until the debt is paid in full, on the fifth that you give me your check, you will get a spanking, not as hard, and no corner time, to help you remember how you got yourself into this pickle so you will not do it again."