$20.

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A woman was chatting with her next-door neighbor. "I feel really good today. I started out this morning with an act of unselfish generosity. I gave a twenty dollar bill to a bum."

"You gave a bum twenty whole dollars? That's a lot of money to just give away. What did you husband say about it?"

"Oh, he thought it was the proper thing to do. He said, 'Thanks."

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